Citizens Community Bancorp, Inc. (NASDAQ: “CZWI”) is the holding company of Citizens Community
Federal N.A., a national bank based in Altoona, Wisconsin, serving customers in Wisconsin and
Minnesota through 22 branch locations. Its primary markets include the Chippewa Valley Region in
Wisconsin, the Mankato and Twin Cities regions in Minnesota, and rural communities around these
areas. The Company offers banking services to businesses, ag operators and consumers, including
residential mortgages. The Company’s strategy has emphasized organic growth and the acquisition of
smaller community banks within its markets.